Man who pretended to live in northern Ont. must repay insurance benefits
A southern Ontario man who pretended to live in northern Ontario to get a discount on car insurance must repay benefits he received, the Ontario Licence Appeal Tribunal has ruled.
The man lived in North York, but told the insurance company he lived in Thunder Bay, meaning his annual insurance rate was $2,810.38 -- 23 per cent cheaper than it would have been in southern Ontario.
Thunder Bay (File)
He provided a false bank statement with the Thunder Bay address and a false lease agreement for a Thunder Bay residence. He claimed to have signed a lease agreement with a woman in Thunder Bay, something she denied in an affidavit.
"She noted that she agreed to the respondent’s request to use her apartment as his mailing address, but that she did so in the assumption that this would be only to receive mail," the tribunal’s decision said.
"(She) asserted that she had not leased her apartment to the respondent at any time and that the respondent had never lived in, or even spent the night in, this residence (which she further explained was in a building designed for seniors' living)."
The man claimed accident benefits for injuries he said he received in a Jan. 20, 2020, collision, and received $2,315.
The man took legal action when further benefits were denied, leading the insurance company to take a closer look at the case. The man eventually dropped his claim, but by this time, the insurance company was suspicious.
The insurance company claimed the man staged the entire accident, but the tribunal ruled it hadn’t provided evidence that was true. However, giving a fraudulent address was enough to invalidate his claim for benefits and the tribunal ordered him to repay the $2,315.
- Download the CTV News app now
- Get local breaking news alerts
- Daily newsletter with the top local stories emailed to your inbox
Read the full decision here.
CTVNews.ca Top Stories
At least 4 buildings burned at Jasper Park Lodge, others damaged: Fairmont memo
The Fairmont Jasper Park Lodge said Thursday afternoon most of its structures are 'standing and intact,' including its iconic main lodge.
Major Canadian bank experiences direct deposit outage on payday
Scotiabank says it has fixed a technical issue that impacted direct deposits on Friday morning.
'He was just gone': Police ramp up search for vulnerable 3-year-old boy in Mississauga, Ont.
Police in Mississauga are conducting a full-scale search of the city’s biggest park for a non-verbal toddler who went missing Thursday evening. Sgt. Jennifer Trimble told reporters Friday morning that there has been no trace of three-year-old Zaid Abdullah since 6:20 p.m., when he was last seen with his parents in Erindale Park, near Dundas Street West and Mississauga Road.
Sask. appeal court says anti-trans group cannot join constitutional dispute over pronoun law
Saskatchewan’s Court of Appeal has denied a political group that opposes so-called “gender ideology” intervener status in a legal dispute over the province’s controversial pronoun law.
Justin Timberlake's attorney disputes he was intoxicated when arrested for DWI
A hearing in the case of Justin Timberlake being accused of driving while intoxicated was held Friday, where an attorney for the singer disputed his arrest in June.
Elon Musk's estranged daughter calls out his 'entirely fake' claims about her childhood
Vivian Jenna Wilson, Elon Musk's estranged daughter, publicly refuted several recent anti-trans statements her Tesla CEO and X owner father has made about her.
What we know about 'malicious' attack on French train network ahead of Olympics opening
French transport was thrust into chaos Friday just hours ahead of the Olympics 2024 opening ceremony after a series of co-ordinated 'malicious acts' upended high-speed train lines.Here's what happened and what we know so far.
Reported rate of child pornography increased 52% in 2023, total crime up 3%: Statistics Canada
Last year, reported child pornography cases increased by more than 50 per cent in Canada, in part due to more cases being sent to police by specialized internet child exploitation units, according to a Statistics Canada report.
Driver charged after flashing high beams at approaching police
Orillia OPP arrested and charged a driver with impaired driving after flashing their high beams.